How and Where to Find Your Medicare Number When You Don’t Have Your Card

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If you are newly signed up for Medicare you may be wondering how and where to find your Medicare number, especially if you don’t have your Medicare card yet. You know that you must have a Medicare number, because you were accepted into the Medicare plan and even received an email saying you are now enrolled in Medicare and that your card is on its way to you. The thing is, you need your Medicare number in order to enroll in either a Medicare supplemental plan, or a Medicare Advantage plan, and you also need your Medicare number to enroll in Part D (‘D is for Drugs’, just like on Sesame Street).

(If you are not yet super-familiar with Medicare parts versus Medicare plans, supplemental Medicare plans, Medicare Advantage, and all the rest, you need to be, and that’s exactly why I put together this plain English explanation of Medicare and how to sign up for Medicare. Of course if you’re trying to figure out how to find your Medicare number, you’re probably already through with all of that, and have already signed up for Medicare, and been approved.)

The way that you know that you were accepted for Medicare is that you got a note from the Social Security Administration saying something like “Your Submission Status Has Been Updated. You can check the status of your submission online with your personal my Social Security account.”

This may confuse you because you applied for Medicare, not social security, and the link in the notice doesn’t even go to medicare.gov, it goes to ssa.gov, which is the Social Security Administration website. Medicare has its own website, so why would information about your Medicare application be on a different website?

See, this is your first mistake. Trying to make sense out of any of it. You’ll drive yourself crazy.

Here’s how to find your Medicare number once you are accepted into Medicare but before you receive your card.

How to Find Your Medicare Number

1. Log into your SSA account here.

2. Once logged in look for something that looks like this part-way down the page, and find the link to “Your Benefit Verification Letter”.

where how to find medicare number

3. This will take you, not to your benefits verification letter as you might have thought, but to a new page with another link to “Your Benefit Verification Letter”. This time the link is to the PDF of the actual letter, which should also have been mailed to your home.

4. Click on the link to the PDF, and voila!

The letter will say something like:

You asked us for information from your record. The information that you requested is shown below. If you want anyone else to have this information, you may send them this letter.

Medicare Information

You are entitled to hospital insurance under Medicare beginning {Date it begins}.
You are entitled to medical insurance under Medicare beginning {Date it begins}.
Your Medicare number is 1234567890. You may use this number to get medical
services while waiting for your Medicare card.

And that’s how you find your Medicare number.

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